The following are examples of government debts that are not covered by the FDCPA. The FDCPA was designed and implemented with the purpose of addressing abusive, illegal, and deceptive debt collection practices. which are proliferating throughout the country.
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What is the goal of fdcpa?
It also protects accredited debt collectors from unfair competition and encourages consistent state action to protect consumers from debt collection abuses. The Fair Debt Collection Practices Act (FDCPA), which took effect on March 20, 1978, is the primary federal law governing debt collection practices.
Which type of debt is covered by the fdcpa?
The FDCPA only applies to third-party debt collectors, such as those who work for a debt collection agency. The law covers credit card debt, medical bills, student loans, mortgages and other types of family debt.
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